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Carrier vetting · the full checklist

How to vet a carrier before you tender the load.

Carrier vetting is confirming, before you tender a load, that a carrier is who it says it is, holds active FMCSA operating authority, and has the required insurance on file. Check those against FMCSA's own records, confirm the dispatcher through the phone number on the carrier's SAFER registration, then look at its safety record.

FORM CS-1
DOT
Steps 2 and 3 in one check: authority, pending revocations and insurance on file. Free, no sign-in.
GO

Active authority, insurance on file at or above the required amount, no revocation pending.

CAUTION

A revocation pending against the authority, an insurance cancellation filed, insurer churn, or a shared-contact relationship with a revoked carrier.

STOP

No active carrier authority, insurance below the required amount, or registration shortly after a revoked carrier at the same contact under a different name.

What is carrier vetting?

Carrier vetting is the set of checks a freight broker runs before tendering a load: that the carrier is who it says it is, that it is legally able to haul the freight, that it is insured for it, and that the person arranging the load actually works for it. Almost all of it can be checked against FMCSA's public records, for free.

The checks exist because the failures are common and specific. In FMCSA's legacy files, last updated 14 May 2026, 13,951 of the 379,060 carriers holding active FMCSA operating authority had a revocation pending, and 3,528 shared a telephone number with a carrier whose authority had been revoked, according to CarrierScrub's Q3 2026 fraud signals report.

How do you vet a carrier?

Run these seven checks in order. The first four take a minute and catch the failures that stop a load outright; the last three are judgment calls.

  1. Confirm who you are dealing with. Get the carrier's USDOT number, and its MC number if it has one, then look the number up yourself. The legal name on FMCSA's record should match the name on the rate confirmation and the carrier packet. If all you have is a name, find the USDOT number from the legal name. Do not take a number or phone from a search result: FMCSA warns that the top results can be fake profiles created by scammers.
  2. Check that operating authority is active. An active USDOT number says nothing about for-hire authority or insurance. Check that the carrier holds active motor carrier authority, not only broker authority, and that no revocation has been served against it. A revocation pending is a reason to hold the load until it is resolved. The DOT status check explains what each FMCSA status means.
  3. Check the insurance on file against the minimum. For-hire carriers of non-hazardous property in vehicles of 10,001 pounds or more must keep at least $750,000 in liability coverage on file with FMCSA, and certain hazardous materials require $1,000,000 or $5,000,000. What FMCSA holds is the insurer's filing, not a certificate naming you. FMCSA's own guidance is blunt: “Even insurance certificates can be fraudulent.” Compare any certificate with the filing on record, and confirm it with the insurer at a number you look up yourself.
  4. Verify the dispatcher through the registered phone number. Open the carrier's SAFER Company Snapshot and compare the telephone listed there with the number you were given. If they differ, FMCSA's advice is to “call the number posted in SAFER for the company to discuss the load.” If the record shows no phone at all, FMCSA says to consider not contracting until you can confirm the transaction is valid. How to verify a dispatcher covers mismatches and caller-ID spoofing.
  5. Look at the registration history. Some facts do not make a carrier unlawful but deserve a question before you tender: authority granted recently, an insurance cancellation already filed, three or more insurers in its filing history, a telephone number shared with a carrier whose authority was revoked, or new authority registered at a revoked carrier's contact details under a different name. A newly registered carrier is also under FMCSA's 18-month new entrant safety monitoring.
  6. Review the safety record. The SAFER Company Snapshot shows a carrier's safety rating, inspections, out-of-service rates and crashes. Weigh them against the freight: a carrier with a high vehicle out-of-service rate is a different risk on a high-value load. CarrierScrub does not ingest this data yet, and every result marks those sections pending rather than passing them.
  7. Check again at pickup, and before the next load. Authority and insurance change without notice, so a carrier that passed last month is not vetted for today's load. At pickup, FMCSA advises confirming that the name and numbers on the truck match the carrier you contracted, and requesting pictures of the truck and trailer to compare with the carrier packet.

Sources: FMCSA, Broker and Carrier Fraud and Identity Theft (updated 7 April 2025); FMCSA, Insurance Filing Requirements; 49 CFR 387.9; 49 CFR 385.307.

Where to check each item

Every check has a free federal source. Since 14 May 2026, registration and insurance filings go through FMCSA's Motus system, and the older Licensing & Insurance site holds records from before the switch.

CheckWhere FMCSA publishes itCarrierScrub
Legal name and USDOT numberSAFER Company Snapshot, MotusYes Name search and every result
Operating authority statusMotus, SAFERYes Active, broker-only or not active
Revocation pendingFMCSA's operating-authority dataYes Flagged on the result, dated where FMCSA’s Motus data holds the order
Insurance on file against the minimumMotus since 14 May 2026; L&I for earlier recordsYes Coverage filed against coverage required, and filed cancellations
Registered phone numberSAFER Company SnapshotYes Shield compares a caller's number, $0.50 a check
Safety rating, inspections, out-of-service, crashesSAFER Company SnapshotNo Not yet. Marked pending on every result

What FMCSA records can't tell you

Questions

What is carrier vetting?

Confirming, before you tender a load, that a carrier is who it says it is, holds active FMCSA operating authority, and has the required insurance on file, then checking its dispatcher and safety record. Every one of those checks can be run against FMCSA's public records.

How much insurance does a carrier need?

For-hire carriers of non-hazardous property need $750,000 in liability coverage in vehicles of 10,001 pounds or more, and $300,000 below that. Certain hazardous materials require $1,000,000, and explosives, poison gas or radioactive materials $5,000,000. FMCSA requires cargo insurance only of household goods carriers, at $5,000; any other cargo coverage is a term of your contract. Source: FMCSA Insurance Filing Requirements.

Is a certificate of insurance enough?

No. FMCSA warns that insurance certificates can be fraudulent. Compare the certificate with the insurance filing on the carrier's FMCSA record, and confirm it with the insurer at a phone number you find yourself, not one printed on the certificate.

What does it mean if a carrier is a new entrant?

Its authority is new, and FMCSA monitors it for 18 months, with a safety audit once it has operated long enough to have records to review (49 CFR 385.307). New entrant status is not a red flag on its own, but a new carrier has little history to check.

How often should I re-vet a carrier?

Before every new load. Operating authority can be revoked and insurance cancelled without notice to the brokers who use a carrier, so an onboarding packet from last month does not show today's record. A free CarrierScrub account can watch carriers and email you when a verdict changes.

Is carrier vetting free?

The FMCSA records are. SAFER and Motus are free to search, and CarrierScrub checks authority and insurance for three carriers a day with no account. Paid platforms add safety history, inspection data and fraud-report archives; the Carrier411 and BrokerSnapshot comparisons say exactly where they cover more.

Tools and guides for each step

Vetting more than a few carriers?

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